Spending

Spending

Most of the time I can be pretty good when it comes to money. The value of something is clear in my mind. There’s no question about numbers or calculations. I can usually tell when I’ve gone too far. My problem with money is the indulging part. I don’t know how to stop some times. It’s not that, “Oh I got a good deal let’s hold on to that savings.” In my mind it’s, “Oh I have this much left now what can I spend it on?” Or “If I was able to save on this what else can I save on?” So the problem becomes not having enough or not being content with what I have. That’s not a good thing.

I shouldn’t be this way though. My entire life I have gotten practically everything I’ve wanted. There’s nothing lacking in my life. If there was anything that I wanted, my parents usually indulged me. So the problem as far as I can identify is with not being able to say, “Enough,” or “Stop.” It’s like I don’t have an, “I’m done,” button when it comes to money therefore finding a solution is necessary. Sometimes keeping busy helps, planning things out, and giving myself an allowance or spending limit are useful tools for me. However other times that’s not sufficient, which causes me to overdue whatever progress I’ve made.

Explaining the habit isn’t easy. It’s not like there’s something in me telling me to spend money. There’s not even a little voice that says get that or don’t forget that deal. It’s more like I am fully aware, alert, and my mind focuses on, “that’s been on my mind,” or “that’s a want” so now is the time to get it. Other times it’s, “why not now” because maybe later I won’t be able to get it, as if I’ll lose that thing.

Losing that product, article, or thing becomes a big motivator causing me to impulsively react. So thinking the spending through is also an important factor. Not everything can be grab and go. Yet it becomes more than just the purchase of something. It has to do with what do I gain? Sometimes it’s nothing, other times it’s an experience, and at times it can even be to feel better about myself. However, I know that it comes down to having more self control. If I can restrain myself more often then I won’t have as many regrets when it comes to purchases.